Question – I have heard of Benevolent Funds, but what are they and can they help with care costs?

Answer – Benevolent funds in the UK are charitable organisations that provide financial support, grants, and practical assistance to individuals facing hardship, often linked to specific trades, professions, or industries that a person has worked in.

They can offer advice and practical help, including grants for items such as furniture, computers, and white goods, as well as assistance with everyday living costs. In addition, they may provide funding towards care home fees, top-up costs, or home care services, such as daily care visits during times of need.

If you are unsure whether your former employer or the industry you worked in has a benevolent fund, you can find out by contacting Turn2us. Turn2us is a UK-based national charity that helps people experiencing financial hardship access welfare benefits, charitable grants, and support services.

Their helpline number is 0808 802 2000 and their website: www.turn2us.org.uk

Question – How do you qualify for a Council Tax reduction?

Answer – Council Tax Reductions are underclaimed, with an estimated 2.4–2.7 million eligible people missing out—around 1 in 4 households.

People may qualify in several ways, including:

  • A 25% single-person discount
  • Full exemptions for full-time students
  • Reductions for those with severe mental impairment, people diagnosed with conditions such as severe dementia may qualify for a reduction of between 25% and 100%, depending on circumstances and council rules.

In England, schemes are set by local councils, while Scotland and Wales have national systems.

Council Tax Reduction is not automatic—you must apply through your local council.

Organisations like Citizens Advice and Age UK can help check eligibility and support applications.

Able Community Care is a Norfolk, family owned, Home Care provider which was established in 1980. We are often asked by our clients, carers and members of the public, questions across a wide range of care issues.  Care information is often time consuming and difficult to access, so we are happy to share some of our questions and answers with you.

 

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